WE ARE EXPERT IN FLEXABLE INSTALLMENTS At Qalat Al-Dhaman, we help individuals and small businesses access flexible financing and safe investment options. Our team is committed to building long-term, trustworthy partnerships that support real economic growth. Find more information RELIABLE PARTNERSHIP At Qalat Al-Dhaman, we believe strong partnerships are built on trust and results. That’s why we work closely with our clients to offer reliable installment plans and investment opportunities that serve their long-term goals. Find more information

Daily Installment Financing

Flexible daily payment solutions that help individuals and businesses acquire products without large upfront costs.

Merchant Growth Support

Boost merchant sales with tailored financial solutions that reduce buyer hesitation and increase conversion.

Customer Acquisition Strategy

Smart financial marketing techniques to help vendors reach wider audiences by offering installment options.

Risk-Controlled Lending

Carefully managed installment models designed to minimize default risk while ensuring high accessibility.

Our Coverage Across Iraq


We proudly operate in over 12 provinces across Iraq through a network of branches and field agents, ensuring financial access to individuals and businesses wherever they are.

Why Qalat Al-Dhaman Is Your Ideal Partner

We Purchase Goods in Cash

We buy goods in cash from suppliers, ensuring greater financial flexibility for you and helping you accelerate your funding cycle.
This system allows you to achieve faster sales without the complications of deferred or credit payments, enabling you to focus on growing your business.

Innovative and Easy Marketing System

We make your products easier to sell by offering customers flexible daily installment plans. Our system turns big purchases into small daily payments, which increases buyer confidence, reduces hesitation, and boosts your overall sales.

      

Qalat Al-Dhaman – Driving Financial Growth Across Iraq

70%Coverage of the Iraqi Market
150KSatisfied Clients
200+Skilled Employees
3M in Monthly Transactions

Partner with Confidence. Grow with Trust.